Fire & Allied Perils

This policy covers loss or damage to the insured property caused by fire, lightning or explosion. There are several extensions available covering additional risks such as earthquake, storm, tempest, flood, water damage, impact, aircraft, malicious damage, riots, strikes and civil commotion, and theft following violent entry.

Property All Risks

A wider form of protection can be provided under our Property All Risks policy, which covers all risks of sudden accidental loss or damage to the insured property other than those specifically excluded in the Policy.

Household Comprehensive

This policy is tailored to cover loss or damage to the insured household property caused by fire, theft, water damage, earthquake and other allied perils.

Business Interruption

Business establishments can also be covered under the Loss of Profit policy. This policy operates in conjunction with the Fire Policy or Property All Risks policy to cover the loss of profit of the insured business caused by perils included under the Fire & Allied Perils policy or the Property All Risks policy.